At Arizona Home Loan, we’re more than mortgage lenders—we’re trusted partners on your journey to homeownership. Every loan we deliver is built on integrity, care, and a true commitment to your success.
About Us
At Arizona Home Loan, LLC, we do more than provide mortgages—we build trust and lasting relationships. With years of experience and a deep understanding of the Arizona market, our team creates personalized loan solutions tailored to your goals. Whether you’re buying your first home, refinancing, or investing, we’re here to guide you every step of the way.
Get started by using one of our FREE tools!
Meet The Founder
Robert W. Schreyer, CRMO
Founder + CEO // NMLS #502337
Arizona Home Loan’s founder and CEO Robert W. Schreyer, is an Arizona native who has over 25 years experience in the mortgage industry. He has served as a producing leader for both large and small mortgage companies in the Valley. His passion for helping people achieve their goals is key to his success in the marketplace. “There’s no secret, we simply offer incredible service and the best loan options and competitive rates for our valued clients. Many of them have become close friends,” Robert says.
“I became a mortgage professional because I love helping people with one of the biggest financial decisions of their lives. I founded Arizona Home Loan because I wanted to create the best Mortgage company to serve those valued clients.” As Arizona’s premier mortgage broker, Arizona Home Loan offers the best loan programs and competitive rates in the marketplace, with exceptional service for their clients.
Robert does not view his clients as just another number. “We spend the time getting to know each client on a personal level so that we can better serve their needs. With the many different loan options available, we pride ourselves on being the trusted mortgage experts to help guide our valued clients through the process.”
He has earned the respect of his peers and those in the industry by developing relationships based on trust and accountability, and always doing the right thing. “I honor God in everything I do—whether that is helping a client through the loan process, mentoring a team member, raising my kids, or anything else that I do in my life; integrity matters.”
When he’s not leading Arizona Home Loan, he is active at his church and serves on the board of the Boys and Girls Club of Greater Scottsdale. His adventurous side shows with his love of outdoor activities, such as snowboarding, riding dirt bikes, wake surfing and spending time on his boat.
Why choose us?
Personalized Service: We believe in getting to know you, not just your credit score. Our personalized service ensures you receive a mortgage that aligns perfectly with your financial goals. We’ve built our reputation on trust and integrity.
Industry Expertise: Our team comprises mortgage professionals with years of experience in the industry. We stay up-to-date with market trends and lending practices to secure the best options for you.
Local Knowledge: We understand the nuances of the local real estate market. Our local knowledge allows us to offer tailored solutions that fit your regional needs.
Your Success is Our Success: Your journey to homeownership or financial stability is our top priority. We measure our success by your satisfaction and financial well-being.
Discover the difference of working with a mortgage partner that values you and your unique needs. Let’s embark on this exciting journey together, turning your homeownership dreams into reality. Ready to take the next step? Contact us today to explore how we can tailor a home loan solution just for you.
Are you trying to figure out if renting or buying a home is better for you? Try using our Rent vs Buy Calculator to see what makes sense for you…
Our mortgage calculators are for demonstration purposes only and may not reflect actual numbers for your specific mortgage. Contact us and we will walk you through the best possible mortgage scenario for your specific needs!
Buying is cheaper than renting after
If you buy a house, after 3 years it will cost you $58 more per month and $5000 more in total than if you had rented.
But you will own in equity of your home with an appreciated value of .
If you buy a house, after 3 years you will have saved $58 per month and $5000 in total than if you had rented.
You will also own in equity of your home with an appreciated value of .
Buying will never be cheaper than renting
Home equity after
1 year
years
TOTAL COST
YEARS
Costs over
Monthly Cost (after )
Yearly Cost (after )
Total Cost (after )
Rent
Buy
Difference
$0
$0
$0
Rent
Buy
Difference
$3,019
$92,453
$89,434
Rent
Buy
Difference
$3,019
$92,453
$89,434
Estimated Costs
These costs are estimated based on the information under the advanced section. You may adjust these values to suit your particular situation in order to get a more accurate estimate.
Monthly mortgage payments
$
Homeowner's insurance
$
Private Mortgage Insurance
$
HOA dues
$
Property tax
$
Home repairs
$
Renovations
$
Closing costs
$
Yearly rent increase
%
Rental insurance
$
How We Calculate the Costs
Calculating the Cost of Renting
The cost of renting is relatively straightforward to calculate. It primarily includes your monthly rent payments and a few additional expenses:
- Monthly rent payments
- Security deposit (typically equal to one month's rent)
- Renters insurance (annual premium)
- Down payment
- Closing costs (typically 2-5% of the home's value)
- Monthly mortgage payments (principal and interest)
- Property taxes
- Homeowners insurance
- Private Mortgage Insurance (PMI) if applicable
- HOA fees (if applicable)
- Maintenance and repairs
- Home improvements and renovations
- Annual home appreciation rate: %
- Annual rent increase: %
- Renters insurance: $ per year
- Home maintenance and repairs: % of home value per year
- Home improvements and renovations: % of home value per year
- Selling costs when you sell the home: % of home value
Check out our other mortgage calculators
Access our top-rated mortgage calculators to expertly assess your financing options, compare various loan types, and make informed decisions for your home buying journey.
